We Make Mortgages An Easy Experience

What can we help you with?

Are you a business owner?

Self-Employed

Newcomer to Canada?

New to Canada

Facing bad credit issues?

Bad Credit

Buying a rental property?

Rental Properties

Buying a property?

High-Net-Worth Individual

Best rates with exceptional customer service

HM mortgages helps you understand and review your options and put yourself on the path towards home ownership with right service offerings, helpful tools and unbiased consultation.

Residential

Fostering happy homes with a purpose to get every family the home they deserve

Commercial

Helping business take flight with providing right advice with affordable rates

Private

Enabling opportunities for individuals to make their properties to create value

We have funded over 1 billion in volume with more than 1000+ deals approved across 50+ lending institutions.

We have funded over 1 billion in volume with more than 1000+ deals approved across 50+ lending institutions.

We have funded over 1 billion in
volume with more than 1000+
deals approved across 50+ lending institutions.

Our process

Guiding you step-by-step closer to you destination

Our processes are designed to make mortgage approvals a piece of cake.

Step 1

Pre-Approval Analysis

Our team review your financial information and factors that determine you eligibility for qualification

Step 2

Mortgage Application

We will assist you to build a
flawless application that is
tailored to your mortgage requirements

Step 3

Underwriting Process

Our underwriters will build a structured deal with fine tuned
details that are crucial for you mortgage approval

Step 3

Approval for Funding

Our team will help you navigate through closing paperwork and
make the entire process hassle-
free experience

Success Stories

Making the first home buying experience a memorable one.

As a new home buyers we were completely unware of the entire house buying process. We were looking for a mortgage company that will educate us and guide un into right direction so that we don’t waste money or make mistakes before spplying.

Mortgage Insights

Recent immigrants buy their first home with an ease

Helping a self-employed trucker with his first mortgage.

FAQ’s

Common mortgage questions

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

No matter if you are a first-time buyer, or are upgrading your home, the minimum down payment in Ontario and across Canada is 5% of the first $500,000 of home purchase price. In other words, the down payment on a $500,000 home would be $25,000.

Didn’t find the question you were looking for?

Simply, ask our experts...

Email your questions at getapproved@hmmortgages.ca and we will get back to you with an answer.

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